However, the amount of savings varies widely: 40% of savers say their reserves would last no more than one month, 26% could manage for up to three months, and only 34% report having enough savings to cover at least six months without income. 

The survey highlights that the importance of financial reserves often becomes evident in unexpected situations, such as replacing a smart device, covering a major car repair, changing jobs, or moving. 

In such cases, it is not merely having savings that matters, but how long those savings offer financial flexibility and help avoid hasty or unfavorable decisions.