According to its survey, two-thirds of households started to save as a result of the second wave. Some 45% of respondents fear their income will become precarious, with nearly one in five expecting their monthly income to fall by at least a third.

Also, the proportion of those who are uneasy about extra heating and holiday costs is close to 50%, and almost 20% have no reserves. As a result of the epidemic, 60% curbed its spending, a 10% increase from half a year earlier.

The majority of the respondents will spend between HUF 25,000 and HUF 50,000 on Christmas expenses, some 13% will spend less than HUF 10,000, while 15% will spend more than HUF 50,000, and 7% more than HUF 100,000 during the holiday period, they wrote.