The appeals court also rejected OTP Ingatlanlizingʼs request to bring the case before the Constitutional Court and to initiate a procedure with the European Court of Justice.

Under borrowersʼ relief legislation approved last year, lenders must refund clients for unilateral changes to contracts if they cannot successfully defend the practice in court.

A number of lenders earlier defended such changes to foreign currency-denominated retail loan contracts, but none enjoyed a ruling fully in their favor.