The MNB calculated that the average monthly repayment on non-performing mortgage loans is HUF 82,800, while the average borrower earns just HUF 109,300 a month, Virág said. 

Between 65,000 and 72,000 of the troubled borrowersʼ loans could be restructured, he said.

The average size of a non-performing mortgage loan is HUF 9 million, including a HUF 7.9 mln principal. The average market value of collateral on such a loan is just HUF 10.3 mln.