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Even the lower January figures were six times higher than those recorded in January of the previous year, underscoring the severity of winter road deterioration.
Most damage involves tires and rims, though suspension failures and even dual‑wheel damage are not uncommon.
Allianz attributes the spike to snow and slush covering road defects, making them harder for drivers to detect in time. The insurer also highlighted that risky driver behaviors, such as adjusting navigation (49%), eating or drinking (44%), using a mobile phone (19%), or interacting with passengers (27%), reduce the split‑second reaction time needed to avoid potholes.
Allianz emphasized that only casco insurance cove rs pothole damage; mandatory liability insurance does not apply in these cases.
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