Lending increased at the highest rate in the European Union during the period, Dancsik said. Adjusted for the impact of a repayment moratorium, the retail loan portfolio still grew over 7%, he added.
Borrowers with one-third of retail lending stock are participating in the blanket moratorium and the participation rate has "stagnated", Dancsik said.
Outlays of home loans reached HUF 364 bln in Q2, a new record, as borrowers brought home purchases forward amid the rise in home prices, concerns over inflation, and higher interest rates.
Around 63% of banks said they expect a further pickup in demand for home loans.
Banks' outlays of preferential credit linked to home renovation subsidies for families raising children reached HUF 24 bln by the end of June. Demand for the credit was strongest in areas of Hungary other than the capital, lenders said.
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