The central bank and financial market regulator again urged borrowers who have the means to leave the repayment moratorium rolled out by the government in the spring of 2020 to ease the economic fallout from the coronavirus crisis.

It noted that the rate of retail borrowers still participating in the moratorium fell from 54% at the end of 2020 to 48% in June.

"It is of crucial importance that the majority of borrowers participating in the repayment moratorium today restart their installments, as have the many clients who have already left the backstop, for their own financial good; and that only those who are in genuine need of this safety net should participate in the extension of the moratorium," the MNB said.