Available from January 1, 2025, the product, commonly referred to as”Munkáshitel” in Hungarian offers a seamless digital application process for individuals aged 17 to 26. The application can be completed in just 10 minutes if all required documents are prepared, making it one of the most accessible loan options on the market.
The loan allows for borrowing amounts of up to HUF 4 million with an annual percentage rate (APR) of 0.55%, and repayment terms ranging from 5 to 10 years. Approved loans are disbursed to the applicant’s account the day after signing the agreement.
Applicants can also take advantage of Gránit Bank’s selfie-based account opening promotion, which provides an additional HUF 50,000 for new accounts opened using this feature. Combining the two offers, new customers could receive a total bonus of HUF 100,000.
The detailed terms and conditions, along with a checklist of required documents, are available on Gránit Bank’s website, where the application process can also be initiated immediately.
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