The top-ups rose after the government allowed employers to apply tax preferences to a single transfer late in the year up to HUF 200,000 over the HUF 450,000 annual threshold, the ministry noted.

Card-holders' spending reached HUF 449 bln.

That included close to HUF 54 bln on purchases of food in supermarkets allowed during a temporary easing of card restrictions between August and the end of the year.