In Q2 the central credit information system, KHR, registered 550,000 such cases, 10% more than in Q1 2007. The system has data on overdue loan payments, bank card frauds and individuals providing false data. Experts say that indebtedness is just partly due to the austerity measures or the economic situation, the main reason is clients tend to take out more loans than they can realistically afford to reimburse. (Gazdasági Rádió)