The report shows the average LTV for a home mortgage stood at 38% in the fourth quarter, down from 42% in Q1 2021.

Depending on the region of the country, between 80% and 91% of home mortgages people signed for in Q4 had maturities of ten years or more, up from 77%-89% early in the year. The remaining loans had runs of over five years, but under 10.

A little over one-fifth of mortgage borrowers availed of the government's CSOK home subsidies for families raising children.