Retail borrowers who fall more than the monthly minimum wage – HUF 78,000 in 2011 – behind on loan payments for more than 90 days are inscribed on the list. The list also includes people who try to borrow money using false identities as well as those charged with bank card fraud.

Borrowers still remain on the list one year after they have settled their dates. There were 65,000 such borrowers on the list at the end of June.

Delinquent corporate borrowers had 394,000 loan contracts at the end of June, down more than 6% from twelve months earlier and 5.5% less than at the end of December, BISZ data show.