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Financial regulator PSzÁF sent its proposals to the government and the National Bank of Hungary (MNB) on how to help retail foreign currency debtors through exchange rate policy, PSzÁF spokesman István Binder told MTI.
PSzÁF is proposing that banks use either the official rate of the MNB or their own middle rate when calculating the forint equivalents for repayments of foreign currency loans.
As a result of 5-6 percentage points between bid and ask rates, banks have profits on retail foreign currency loans which are warranted neither by costs nor risks, Binder said. (MTI – Econews)