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HVB Bank's leasing unit will introduce home leases with no need for a down payment from February 22, CEO of HVB Leasing Anikó Magasházi announced on Tuesday.Clients will have to pay slightly more for the loans, which are available for between Ft 7.5 million and Ft 100 million. The loans are expected to attract clients who do not qualify for government-subsidized home loans. HVB Leasing expects to sign 1,000 home leasing contracts in the next three years.