Raiffeisen Bank International on Wednesday said it booked a €97 million loss at its business in Hungary in Q1-Q3, well under the €286 million loss in the same period a year earlier, when provisioning was high because of a government scheme allowing early repayment of foreign currency-denominated mortgages at discounted exchange rates. Net interest income in Hungary fell 25% to €177 million on decreasing private customer volumes as well as higher refinancing costs, the bank said. Net income from commissions and fees was down 16% at €57 million. Net provisioning for impairment losses dropped to €147 million from €373 million. The early FX mortgage repayment scheme which lifted provisioning in the base period started winding up at the end of 2011. Total assets of the business in Hungary came to €7.401 billion at the end of September, down 11% from twelve months earlier. Client loans fell 8% to €5.434 billion. Client deposits edged up 2% to €4.984 billion.