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K&H Bank, the Hungarian unit of Belgium's KBC, had consolidated after-tax profit of HUF 20.5 billion in 2012, up from HUF 600 million in 2011, CEO Hendrik Scheerlinck said at a press conference on Monday. The proportion of non-performing loans in the portfolio fell to 12.0% at the end of December from 12.7% at the end of September, but was up from 10.3% at the end of 2011, Scheerlinck said. The group had total assets of HUF 2,462 billion at the end of 2012, down from HUF 2,871 billion twelve months earlier as demand for loans fell, he added.