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Erste Bank Hungary Rt has set up two new subsidiaries to better serve its clients. Erste Faktor Rt has Ft 50 million registered capital and will offer factoring services to micro, small and middle enterprises, general manager of Erste Faktor, László Stickl said. The other affiliated firm is Erste Trading Kft. It was created with transformation of a previously exiting company and has Ft 20 million listed capital, member of the Board Eszter Kovács announced. The two new firms will mostly help enterprises that do not have enough capital and are not large enough to take a loan to carry through a good business idea. (MH 13, Nv 5, NG 5)