Consumer loan institution Credigen Bank Rt has introduced a new Visa credit card in Hungary, but the card is only available to clients having a valid consumer loan or personal loan contract with the bank. Credigen will pay one year's bank card fee for those who apply for the new card before December 31 this year. Credigen promises to send sms messages after purchases and ATM cash withdrawals as well as offering a loan insurance. Credigen also offers an interest-free period of 51 days after payments. (NG 4) M.K.