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Raiffeisen Bank Rt expects its stock of loans to local councils and companies owned by local councils to grow 43% this year to Ft 70 billion, Ildikó Kemenyn Koncz, who is in charge of the bank's local council division, said yesterday. Koncz also announced the division had been awarded the ISO 9001:2000 quality management certificate. The division is the second of Raiffeisen's units to receive the certificate after its real estate unit. The certificate will make the local council unit more competitive in procurement tenders and generate cost savings as well. (Econews; Nv 5)