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HVB Mortgage Bank Rt had after-tax profit of Ft 1.79 billion in 2005, up 15% from the previous year, according to the bank's unconsolidated annual report, prepared with International Financial Reporting Standards and published on Monday.Pre-tax profit increased 25.3% to Ft 2.31 billion. Total assets amounted to Ft 106.75 billion at the end of 2005, 21.2% more than a year earlier. Matthias Kunsch, CEO of HVB Mortgage's parent bank HVB Bank Hungary Rt said in March 2005 that, because of structural changes on the housing market, HVB Mortgage could not expect the increase in pre-tax profits in 2005 to match 2004's remarkable 40.5% increase.